Recently, I got a call from a B**c**** bank agent regarding Personal Loan.
I was interested ,so requested him to explain the EMI and the interest rates.
He told me the interest rate but said EMI could be discussed at the bank.
I was called to the bank and the CRM was so eager to take the cheques and to get me sign the agreement.
I requested to explain the scheme. She did but there were so many extra charges that the agent had not told me about.
It would have been stupid of me to go for it as the final amount of interest they were taking was far too high.
I didn't give my cheques or sign the papers. Since then, the agent has been calling me multiple times a day.
He says "maine sanction karwaya hai, toh aaapko lena hoga"...whats this?
He's behaving like the bank has already give the money.After seeing this aggressive attitude of the agent as well as the CRM,I decided I am not going to do anything with this bank. Did anybody have a similar experience at any bank?
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